Banking for humans

Dave helps over 5 Million people thrive, not just survive, between paychecks. Connect any bank account to start or open your own Dave checking account. Takes less than 2 minutes.

“Insane bank charges could become a thing of the past with fintech app Dave, which analyzes spending patterns, predicts checking shortfalls—and covers them.” - FastCompany

“Meet Dave: an AI dressed up in a bearsuit saving you from the evils of expensive overdraft fees.” - TechCrunch

“Dave is doing away with the high interest rates and fees.” - Forbes

“Mark Cuban was crushed with overdraft fees in his 20s. Now he's backing an app helping people avoid them.” - Business Insider


“There are now apps available that give you better insights on your money than ever before. Dave is forward looking, and will alert you if you are at risk of overdrawing on your account."” - Wall Street Journal

Bank with Dave

Open a no minimum, no overdraft checking account with Dave. Comes with all of our award winning features and more!

0% Interest Cash Advance.

Payday isn’t for another few days and you’re in a pinch? We’ve all been there. Advance up to $100. No interest. No credit check.

True overdraft protection

I’ll alert you ahead of time if you can’t afford a bill or if you’re at risk of being charged an overdraft fee. The median Dave user saves $500 each year in fees.

There are no overdraft fees for Dave Banking members.

Easy-to-Find ATMs

Access 32,000 ATMs nationwide free-of-charge.

Freeze + Unfreeze

If you lose or misplace your card, just freeze it in the app and we’ll get a new one out to you (Or defrost it if you find it again.)

Send free checks

Send free checks to pay for your rent and other bills.

Build credit with rent

Dave has partnered with LevelCredit to let you report rent payments to major credit bureaus — to give you a serious credit-building edge.

On average, credit scores starting at 579 or less increase 28 points after 2 months — and 70 points after 2 years.

Automatic budgeting

In seconds, I’ll create an automatic budget to help you plan for upcoming expenses like your phone bill or car payment.

Side hustle

Not only will I advance your pay, but I can also help you make money by hooking you up with a new job.

Learn more

Earn free membership

Dave membership costs $1/month but you can earn free months of membership by making everyday purchases at stores you already shop at.

What users say about Dave

I was about to overdraft my account but thanks to Dave now I don’t have to pay those annoying fees!!! Thanks Dave! 10,000% Satisfied!

App Store Review by Ganso!!!
83.9k ratings

This app is shockingly simple in its interface and in its purpose. The information it asks for is as unobtrusive as possible for its stated function. Has saved me from an overdraft 7 times. So helpful and absolutely non judgmental to lower income people.

App Store Review by Oronym
83.9k ratings

This app is useful for monitoring of your spending habits and alerts of upcoming transactions that could potentially overdraft your account. It also has an advance feature which will deposit funds into your account to help battle overdraft fees from those nasty banks!

Google Play Review by Casey Fixler
72.1k ratings

I honestly thought this app was a scam or something for sure. But it has actually helped me a lot without having to pay back double the amount.

Google Play Review by Ines Maine
72.1k ratings

I am pleasantly surprjsed....I had originally thought this may be "too good to be true", but it is NOT.. It does everything that it promised and then some, Then I saw who was in on the development and behind the program...Mark Cuban!! What a great guy..Mark is highly intelligent (as in a genius!!!)

Google Play Review by Colleen Bayone
72.1k ratings

I’m thankful for an app like Dave. We struggled paycheck to paycheck. I am thankful for the app Dave because it saved us from our water being shut off. Thankfully my husband got a better job and we will no longer struggle like we used too.

App Store Review by 0937374749/2
83.9k ratings

This is one of the greatest apps available. It allows you to get up to an advance of 75 dollars, and then it it's auto debited out of your next paycheck. Their customer service group is among the best, and I would recommend if you are in a financial tight spot.

Google Play Review by Allen Smith
72.1k ratings

Definitely comes in handy when your a few dollars short. I have a gamblers mentality so I’m glad it’s restricted to certain amounts so I don’t pull too much

App Store Review by Alex urbina
83.9k ratings

I think Dave is amazing. Always there when I need them, and haven’t had any problems since day one. This is definitely a legit app. I would recommend to everyone :)

App Store Review by wmurphy22
83.9k ratings