Information we collect Dave may collect the following categories of personal information about you, including but not limited to the following:
We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. For example, we may use the account information you provide or that we collect from Third-Party Sites to confirm your accounts are valid and to access funds from your accounts in connection with fulfillment of the Services.
We may use your information to improve and personalize the Services. For example, we may use your information to pre-fill form fields on the Sites for your convenience.
How we share your information We may share personal information about you as follows:
With third parties to provide, maintain, and improve our Services; In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, divestiture, or dissolution of all or a portion of our business; To respond to subpoenas, court orders, or legal process; In order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services; To respond to claims that any posting or other content violates the rights of third parties; In an emergency, to protect the health and safety of our Sites' users or the general public; or As otherwise required by law. How we secure your information We use the highest security industry standards to ensure your information is kept safe and only available to you and the required Services provided by Dave.
Industry standard encryption while transmitting and storing information Session timeouts to ensure your account is protected when you left your device without logging out Passwords and pins are only known by you and should be protected. No employee, contractor or Third-Party Site has access to your Dave password or pin. We will never ask for your password or pin through our customer service teams Two-factor authentication is provided to ensure your account can only be accessed by the device you register with. All Dave employees or contractors are given rigorous security training at least once a year. Our systems are continuously internally audited for security flaws. Note on communication We may provide our registered customers with summaries of their Account Information through email, SMS and mobile notifications. We may also allow users to subscribe to email newsletters and from time to time may transmit emails promoting Dave or third-party goods or services.
Subscribers have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails, such as summaries of Account Information.
How to update your information If you wish to access personal information that you have submitted to us or to request the correction of any inaccurate information you have submitted to us, you may correct certain information via your user account. Alternatively, you can send an email that includes your contact information to firstname.lastname@example.org to request any corrections to your personal information.
You may also email us if you wish to deactivate your account, but even after you deactivate your account, we may retain archived copies of information about you for a period of time that is consistent with applicable law.
Note to California Residents California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our customers who are California residents to request and obtain from us once a year, free of charge, information about the personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If you are a California resident and would like to make such a request, please submit your request to email@example.com. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response.
Everything Make Sense?
If you have questions or concerns regarding this statement, or if you have any questions or suggestions, please contact firstname.lastname@example.org
Federal Privacy Notice
WHAT DOES Dave, Inc (?Dave?) DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
▪ Social Security number and transaction history
▪ account balances and income
All financial companies need to share customers? personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers? personal information; the reason Dave chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Dave share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations
For our marketing purposes – to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes – information about your transactions and experiences
For our affiliates to market to you
For nonaffiliates to market to you
To limit our sharing
▪ Visit us on the web at www.dave.com
If you are a new customer, we can begin sharing your information 30 days from the date you sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Go to www.dave.com
Who we are
Who is providing this notice?
What we do
How does Dave protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with industry standards. These measures include computer safeguards and secured files and buildings.
How does Dave collect my personal information?
We collect your personal information, for example, when you
▪ Apply for advances services
▪ Give us your income information
▪ Tell us where to send the money
▪ Provide account information
▪ Provide employment information
Why can't I limit all sharing?
You have the right to limit only
▪ affiliates from using your information to market to you
▪ sharing for nonaffiliates to market to you
▪ for joint marketing with other financial companies
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
▪ Dave, Inc
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
▪ Nonaffiliates we share with can include consumer loan brokers, lenders and direct marketing companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
▪ Our joint marketing partners can include institutions such as consumer lenders or marketers.
Other important information
FOR VERMONT RESIDENTS: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account.
FOR CALIFORNIA RESIDENTS: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account. We will limit sharing among our companies to the extent required by California law.
FOR NEVADA RESIDENTS: We are providing this notice to you pursuant to Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by writing to us at Dave, Inc 1265 S Cochran Ave, Los Angeles, CA 90019. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protections, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101, phone number (702) 486-3132, email BCPINFO@ag.state.nv.us.
State laws may also provide you with specific privacy protections. We will comply with applicable state laws with respect to our use of your information.
You authorize the sharing, exchange and use of transaction data described above and herein by and among Company and Company’s Third Party Service Providers, applicable Payment Card Networks and applicable Merchants.
If you have consented to participate in our Dave Rewards program (http://www.dave.com/rewards), please visit the Terms (http://www.dave.com/terms) to learn more about the data collection, use, and sharing practices in connection with the program. If you would like to opt out of card linking and transaction monitoring in connection with the program, please login to the Dave app, visit the membership section and delete your account. You can also email email@example.com to have your card removed.